:root{--ink:#13231c;--muted:#58675f;--line:#d9e5de;--soft:#f3f8f5;--soft2:#e7f5ed;--green:#217a4b;--green2:#155b37;--white:#fff;--max:1140px;--gold:#f2b84b}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--ink);background:#fff;line-height:1.68}a{color:var(--green2);text-underline-offset:3px}.wrap{max-width:var(--max);margin:auto;padding:0 22px}

header{border-bottom:1px solid var(--line);background:#fff;position:sticky;top:0;z-index:20}.nav{min-height:70px;display:flex;align-items:center;gap:22px}.brand{font-size:1.35rem;font-weight:900;color:var(--ink);text-decoration:none;margin-right:auto;letter-spacing:-.03em}nav{display:flex;align-items:center;gap:17px;flex-wrap:wrap}nav a{text-decoration:none;color:var(--ink);font-size:.93rem}.button,.button2{display:inline-block;padding:13px 19px;border-radius:10px;text-decoration:none;font-weight:800}.button{background:var(--green);color:#fff}.button:hover{background:var(--green2)}.button2{background:#fff;color:var(--green2);border:1px solid var(--green)}
.hero{padding:76px 0 60px;background:linear-gradient(180deg,#edf9f2 0%,#fff 100%)}.eyebrow{text-transform:uppercase;letter-spacing:.09em;font-size:.78rem;font-weight:900;color:var(--green)}.hero h1{font-size:clamp(2.45rem,5.5vw,5.15rem);line-height:1.01;max-width:980px;margin:10px 0 22px;letter-spacing:-.055em}.hero p{font-size:1.18rem;color:var(--muted);max-width:780px}.actions{display:flex;gap:12px;flex-wrap:wrap;margin:28px 0 12px}.micro{font-size:.87rem;color:var(--muted)}
main{padding:48px 0 84px}.article{max-width:830px;margin:auto}.article h1{font-size:clamp(2.2rem,4.4vw,3.65rem);line-height:1.08;letter-spacing:-.035em}.article h2{font-size:1.7rem;line-height:1.22;margin-top:44px}.lead{font-size:1.18rem;color:var(--muted)}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin:30px 0}.card{border:1px solid var(--line);border-radius:16px;padding:24px;background:#fff}.card h2,.card h3{margin-top:0}.card p{color:var(--muted)}
.verdict{border:1px solid #b9d9c6;border-radius:18px;padding:28px;background:var(--soft);margin:30px 0}.verdict h2{margin-top:0}.checklist{padding-left:0;list-style:none}.checklist li{margin:11px 0;padding-left:27px;position:relative}.checklist li:before{content:"✓";position:absolute;left:0;color:var(--green);font-weight:900}
.callout{margin:36px 0;padding:28px;border-radius:18px;background:var(--ink);color:#fff}.callout h2{margin-top:0;color:#fff}.callout p{color:#dfe9e4}.callout .button{background:#fff;color:var(--green2)}.callout .micro{color:#cbd8d1}.disclosure{font-size:.9rem;color:var(--muted);border-left:3px solid var(--green);padding-left:14px}.crumbs{font-size:.9rem;color:var(--muted);margin-bottom:22px}
.tablewrap{overflow-x:auto;margin:26px 0}table{width:100%;border-collapse:collapse;min-width:620px}th,td{padding:14px;border-bottom:1px solid var(--line);text-align:left;vertical-align:top}th{background:var(--soft)}
.next{border-top:1px solid var(--line);margin-top:42px;padding-top:25px}.next a{font-weight:800}.trust{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin:24px 0}.trust div{padding:18px;border-radius:14px;background:var(--soft)}
footer{border-top:1px solid var(--line);padding:44px 0;color:var(--muted)}.footerlinks{display:flex;gap:16px;flex-wrap:wrap}.small{font-size:.9rem}
@media(max-width:850px){.cards,.trust{grid-template-columns:1fr}.nav{position:relative;padding:15px 0;align-items:flex-start;flex-wrap:wrap}nav{width:100%}header{position:static}.hero{padding-top:54px}}